A check is escheated when it is 6 months old (or more) and has not cleared the Comptroller's Office for payment.
a. Replacement Criteria
If the payee or 2nd endorser has an escheated check, it can be replaced if:
- the payee was entitled to the payment, and
- no replacement check was issued for it.
b. Replacing the Check
Escheated checks are replaced centrally.