PM 07-02-04-a
1) When a person is absent from their homestead over 90 days, or there is reason to believe that the absence will leave the property vacant for an extended period of time, encourage the person or a near relative to rent the property for the duration of the absence.
When it is evident that the person will not be able to return to their home (even though the absence was supposed to be temporary) review with the person the advisability of selling the homestead.
2) A person may use reverse mortgages or similar arrangements to decrease the equity value of their home.
